We aim to provide unit holders with an attractive level of capital growth of 6% to 8% per annum through exposure to the UK alternative lending market - Peer-2-Peer lending.
The Fund’s resources are exclusively loaned against property security and trade receivables directly to borrowers via on-line Peer-to-Peer platforms. As shown on the
chart below, the Fund presently deploys its capital with eight of such platforms and is
constantly looking to broaden its Peer-to-Peer footprint.
As individual loans in the Fund’s portfolio are spread across leading UK regulated lending platforms (we don’t do private unregulated deals), enforceable collateral, due processes and regulatory oversight minimise risks of poor deal structuring and reduce our own DD and legal costs.
Fund’s portfolio is spread over 100 properties secured loans on 5 platforms in the UK.
Active Risk Management: fund investors have several layers of protection:
3S Capital Partners
Hand picking quality deals
Treasury & liquidity management
Managing maturity through trading
Ongoing performance monitoring
Regular meetings with platforms
DD and KYC of borrower and security
Security holding in trust
Secondary market infrastructure
Online infrastructure for live client cash and positions reporting
Security recovery administration
Please review the Key Information Document to learn more about the Product and related risks